Home Loans – Augusta, ME
For illustrative and demonstration purposes only
Rocket Mortgage • Home Loans
Rocket Mortgage
Sponsored Advertisement
Demo buttons only — do not link to Rocket Mortgage site. For illustrative and demonstration purposes only.
Rocket Mortgage Home Loans
Rocket Mortgage Home Loans helps buyers and homeowners finance homes with purchase loans, refinancing, and a digital application process backed by home loan experts. This is a demo mockup showing how a Rocket Mortgage Home Loans feature could look on the Augusta, ME Home Loans page.
- ✓ Apply online, on your schedule
- ✓ Purchase, refinance, and cash-out options
- ✓ See rates and costs up front
- ✓ Talk with a home loan expert
Home Loans Information
Pre-Approval
Shows sellers you are a serious buyer with financing lined up before you make an offer.
Rates & Terms
Fixed rates stay steady for the life of the loan; adjustable rates can change after an initial fixed period.
Down Payment
Many loans allow as little as 3% down; more down can mean a lower monthly payment.
Why It Matters
Your loan shapes your monthly payment and the total cost of your home for years to come.
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Augusta is the capital city of the U.S. state of Maine. The city’s population was 18,899 at the 2020 United States census, making it the 12th-most populous city in Maine, and third-least populous state capital in the United States. Augusta is the seat of and most populous city in Kennebec County.
English settlers from the Popham Colony at the mouth of the Kennebec River explored the area in 1607. Before European settlement, Algonquian-speaking Indians lived in the area. In 1625, representatives of Plymouth Colony chose the east shore of the Kennebec for a trading post, which was likely built in 1628 and became known as “Cushnoc”. The Kennebec Proprietors, successors to the Plymouth Company, built Fort Western near the site of the abandoned trading post in 1754 and began settlement efforts. The new village was incorporated as Hallowell in 1771, and the upriver part of town separated in 1797 to form the town of Harrington. On June 9, 1797, Harrington changed its name to Augusta and, in 1827, it was designated capital of Maine.
Augusta is the easternmost state capital in the United States. Located on the Kennebec River at the head of tide, it is the principal city in the Augusta–Waterville micropolitan statistical area and home to the University of Maine at Augusta. Because of the city’s position on the Kennebec, downtown Augusta is vulnerable to floods in spring. The Maine flood of 1987, known as the “Great Flood”, affected the city. Bond Brook runs from northwest to southeast through the city center, and has been called the “Home of wild Atlantic Salmon”.
The city has five different residential areas, including the “west side”, a historic neighborhood north of the state capitol complex, and the “east side”, which is situated on the opposite side of the Kennebec. The city’s northwest quadrant includes both a retail center and neighborhoods. Augusta State Airport serves the city, offering both commercial service and general aviation. Although the airport is owned by the State of Maine, it is managed and operated by the city. Interstate 95 passes by the western outskirts of Augusta, and both U.S. 202 and U.S. 201 run through the city.
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