Home Loans – Prescott, AZ

For illustrative and demonstration purposes only

Rocket Mortgage • Home Loans

Rocket Mortgage

Rocket Mortgage Home Loans

Rocket Mortgage Home Loans helps buyers and homeowners finance homes with purchase loans, refinancing, and a digital application process backed by home loan experts. This is a demo mockup showing how a Rocket Mortgage Home Loans feature could look on the Prescott, AZ Home Loans page.

✓ Apply online, on your schedule
✓ Purchase, refinance, and cash-out options
✓ See rates and costs up front
✓ Talk with a home loan expert

Home Loans Information

Pre-Approval

Shows sellers you are a serious buyer with financing lined up before you make an offer.

Rates & Terms

Fixed rates stay steady for the life of the loan; adjustable rates can change after an initial fixed period.

Down Payment

Many loans allow as little as 3% down; more down can mean a lower monthly payment.

Why It Matters

Your loan shapes your monthly payment and the total cost of your home for years to come.

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Prescott (/ˈprɛskət/ PRESS-kət) is a city in and the county seat of Yavapai County, Arizona, United States. As of 2020 Census, the city’s population was 45,827.

In 1864, Prescott was designated as the capital of the Arizona Territory, replacing the temporary capital of Fort Whipple. The territorial capital was moved to Tucson in 1867. Prescott again became the territorial capital in 1877, until Phoenix became the capital in 1889.

Prescott has a rich history as a frontier gold and silver mining town. Mining and settlers brought frequent conflict with native American tribes in the area, including the Yavapai and Apache. Prescott was the home to Fort Whipple from its inception, which acted as a base for military operations in the area. Prescott was a stereotypical “wild west” town during the latter half of the 19th century; famous residents included Doc Holliday and Virgil Earp of the gunfight at the O.K. Corral. The wooden town burned to the ground several times in the first decade of the 20th century, which finally resulted in the town being rebuilt in brick. The modern city subsists on tourism, especially around its storied past. It is host to the self-proclaimed “World’s Oldest Rodeo”, running continuously since 1888. The rodeo, one of the most famous in the United States, draws some 35,000 tourists a year.

The towns of Prescott Valley, 7 miles (11 km) east; Chino Valley, 16 miles (26 km) north; Dewey-Humboldt, 13 miles (21 km) east, and Prescott comprise what is locally known as the “Quad-City” area. This also sometimes refers to central Yavapai County in general, which would include the towns of: Mayer, Paulden, Wilhoit, and Williamson Valley. Combined with these smaller communities, the area had a population of 103,260 as of 2007. Prescott is the center of the Prescott Metropolitan Area, defined by the U.S. Census Bureau as all of Yavapai County.

The Yavapai-Prescott Indian Tribe reservation is adjacent to and partially within the borders of Prescott.

Prescott is in the Granite Creek watershed and contains the convergence of Miller Creek and Granite Creek on its north side.