AUTO INSURANCE

St. Cloud, FL

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State Farm Auto Insurance

State Farm helps St. Cloud drivers protect what matters most with reliable coverage, personalized service, and a local agent network you can trust.

  • ✓ Liability coverage to help protect you on the road
  • ✓ Collision and comprehensive coverage options
  • ✓ Bundle and save with home and life insurance
  • ✓ Trusted local agents and dedicated claims support

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Auto Insurance Information

Liability Coverage

Helps cover costs if you’re responsible for an accident, including bodily injury and property damage.

Collision & Comprehensive

Helps pay for damage to your vehicle from a collision, theft, vandalism, weather events, and more.

Discounts

You may be able to save with safe driving, multiple policies, good student discounts, and more.

Why It Matters

The right coverage brings peace of mind on St. Cloud’s busy roads and helps protect you, your passengers, and your financial future.

Auto Insurance in St. Cloud, FL

Florida requires drivers to carry minimum liability insurance, and St. Cloud's growing population and busy roadways make having the right coverage especially important. State Farm offers a range of options and local expertise to help you find the coverage that fits your needs.

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St. Cloud, Florida — From Wikipedia

St. Cloud, Florida
St. Cloud City Hall
Nickname: 
The Friendly Soldier City
Motto: 
Your Centerplace for Life
Interactive map of St. Cloud, Florida
St. Cloud
Location within Florida
Coordinates: 28°13′44″N 81°17′05″W / 28.2288°N 81.2846°W / 28.2288; -81.2846
CountryUnited States
StateFlorida
CountyOsceola
FoundedApril 16, 1909[2]
IncorporatedJanuary 3, 1911[2]
Named forSt. Cloud, Minnesota via Saint-Cloud, France
Government
 • TypeCouncil–Manager
 • MayorChris Robertson
 • Deputy mayorKen Gilbert
 • City managerVeronica Miller
 • CouncilmembersJennifer A. Paul
Kolby Urban
Shawn Fletcher
Area
 • City
35.019 sq mi (90.699 km2)
 • Land34.916 sq mi (90.433 km2)
 • Water0.103 sq mi (0.267 km2)  0.29%
Elevation69 ft (21 m)
Population
 • City
58,964
 • Estimate 
(2025)[4]
74,960
 • RankUS: 518th
FL: 40th
 • Density1,688.7/sq mi (652.02/km2)
 • Urban418,404 (US: 100th)
 • Metro
2,957,672 (US: 20th)
Time zoneUTC–5 (Eastern (EST))
 • Summer (DST)UTC–4 (EDT)
ZIP Codes
34769, 34770, 34771, 34772, 34773
Area codes321, 407, and 689
FIPS code12-62625
GNIS feature ID2405392[7]
Websitestcloudfl.gov

St. Cloud or Saint Cloud is a city in northern Osceola County, Florida, United States. It is on the southern shore of East Lake Tohopekaliga in Central Florida, about 26 miles (41.8 km) southeast of Orlando. The population was 58,964 as of the 2020 census,[5] and was estimated at 74,960 in 2025.[4] The city is part of the Orlando–Kissimmee–Sanford metropolitan area.

St. Cloud was founded as a retirement community for Union army veterans of the Civil War, and gained the nickname “The Friendly Soldier City”.[8]