Terms of Service

Last updated: October 2026. By accessing or using this website, operated by HLP3.0, Inc. (“HLP3.0”, “we”), you agree to these Terms of Service. If you do not agree to these terms, please do not use the site.

An independent platform

HLP3.0 is an independent information and advertising platform. The site organizes local and industry information for communities across the United States and displays advertising placements for independent, third-party advertisers. Some placements are demonstrations shown for illustrative purposes only.

HLP3.0 is not owned, operated, sponsored, or endorsed by any advertiser or brand. The appearance of a name, logo, or brand imagery in a placement does not imply that the company endorses HLP3.0 or any content on this site.

Informational purpose — not advice

The content on this site — including local information and industry information — is provided for general information only. It is not professional, financial, legal, or insurance advice, and it is not a quote, offer, or solicitation for any product or service. Insurance requirements, rates, and coverage vary; consult a licensed professional for advice about your own situation.

Third-party interactions

Buttons, phone numbers, forms, and links inside an advertiser’s placement connect you directly with that independent advertiser. Any interaction, quote request, or information you submit goes to the advertiser and is governed by the advertiser’s own terms and privacy policy. HLP3.0 does not control, monitor, or guarantee any advertiser’s products, rates, quotes, or services, and HLP3.0 is not a party to — and assumes no responsibility for — any agreement or dispute between you and an advertiser.

Intellectual property

The site’s original content, layouts, and structure are the property of HLP3.0, Inc. You are granted a limited, non-exclusive, non-transferable license to view the material on this site for personal, non-commercial use only.

Prohibited uses

You agree not to use this site to scrape, harvest, or collect data by automated means; to attack, disrupt, or attempt to bypass the site’s security measures; to misrepresent your identity; or to resell or commercially exploit the site’s content without permission.

Accuracy and availability

Local and industry information is compiled from public sources believed to be reliable (including U.S. Census Bureau data and state sources) and is refreshed periodically, but we do not warrant that it is complete, current, or error-free. This site is provided on an “as is” and “as available” basis, without warranties of any kind, express or implied.

Limitation of liability

To the maximum extent permitted by law, HLP3.0, Inc. is not liable for any damages arising from use of this site or reliance on its content, including damages for loss of data or profit or due to business interruption.

Governing law

These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law provisions.

Changes to these terms

We may revise these terms at any time. The current version will always be posted on this page, and your continued use of the site means you accept the current version.

Contact

HLP3.0, Inc. is headquartered in Mount Juliet, Tennessee. Questions about these terms can be sent through the pathway on our Contact Us page.