Home Loans – Florida City, FL

For illustrative and demonstration purposes only

Rocket Mortgage • Home Loans

Rocket Mortgage

Rocket Mortgage Home Loans

Rocket Mortgage Home Loans helps buyers and homeowners finance homes with purchase loans, refinancing, and a digital application process backed by home loan experts. This is a demo mockup showing how a Rocket Mortgage Home Loans feature could look on the Florida City, FL Home Loans page.

✓ Apply online, on your schedule
✓ Purchase, refinance, and cash-out options
✓ See rates and costs up front
✓ Talk with a home loan expert

Home Loans Information

Pre-Approval

Shows sellers you are a serious buyer with financing lined up before you make an offer.

Rates & Terms

Fixed rates stay steady for the life of the loan; adjustable rates can change after an initial fixed period.

Down Payment

Many loans allow as little as 3% down; more down can mean a lower monthly payment.

Why It Matters

Your loan shapes your monthly payment and the total cost of your home for years to come.

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Florida City is a city in Miami-Dade County, Florida, United States. It is the southernmost municipality in the South Florida metropolitan area. Florida City is primarily a Miami suburb and a major agricultural area. As of the 2020 census, it had a population of 13,085, up from 11,245 in 2010.

The city lies to the south and west of, and is contiguous with, Homestead. Both cities suffered catastrophic damage in August 1992 when Hurricane Andrew struck South Florida.

The city originated as a land promotion named “Detroit”. There were no buildings in the area when the first thirty families arrived in 1910, and they had to stay in Homestead until their houses could be built. The name was changed to “Florida City” when the town incorporated in 1914. It has a small historic area, but much of the city is hotels and other tourist facilities.

The city is at the eastern end of the only road running through the Everglades National Park, which terminates at Flamingo. Florida City is the southernmost city in the United States which is not on an island. It is also the last stop on the mainland north of the Florida Keys. The southern terminus of the Homestead Extension of Florida’s Turnpike where it ends at its junction with U.S. 1 is located in Florida City. Homestead is immediately north and east of Florida City, and these two cities comprise the greater Homestead-Florida City area. Some of the notable unincorporated communities in the area are Redland, Leisure City, Naranja, and Princeton.