Home Loans – Isla Vista, CA
For illustrative and demonstration purposes only
Rocket Mortgage • Home Loans
Rocket Mortgage
Sponsored Advertisement
Demo buttons only — do not link to Rocket Mortgage site. For illustrative and demonstration purposes only.
Rocket Mortgage Home Loans
Rocket Mortgage Home Loans helps buyers and homeowners finance homes with purchase loans, refinancing, and a digital application process backed by home loan experts. This is a demo mockup showing how a Rocket Mortgage Home Loans feature could look on the Isla Vista, CA Home Loans page.
- ✓ Apply online, on your schedule
- ✓ Purchase, refinance, and cash-out options
- ✓ See rates and costs up front
- ✓ Talk with a home loan expert
Home Loans Information
Pre-Approval
Shows sellers you are a serious buyer with financing lined up before you make an offer.
Rates & Terms
Fixed rates stay steady for the life of the loan; adjustable rates can change after an initial fixed period.
Down Payment
Many loans allow as little as 3% down; more down can mean a lower monthly payment.
Why It Matters
Your loan shapes your monthly payment and the total cost of your home for years to come.
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Isla Vista (English: /ˈaɪlə ˈvɪstə/ EYE-luh VIS-tuh; Spanish: [ˈisla ˈβista], lit. ‘island view‘) is an unincorporated community in Santa Barbara County, California, United States. As of 2020 census, the community had a population of 15,500. For statistical purposes, the United States Census Bureau has defined the community as a census-designated place (CDP). The majority of residents are college students at the University of California, Santa Barbara, or Santa Barbara City College. The beachside community of Isla Vista lies on a flat plateau about 30 feet (9 m) in elevation, separated from the beach by a bluff.
Isla Vista enjoys a Mediterranean climate and often has slightly less precipitation than Santa Barbara and Goleta. Isla Vista is located on a south-facing portion of the Santa Barbara County coast, between Coal Oil Point and Campus Point in view of the Channel Islands. During El Niño years, precipitation in Isla Vista can be excessive and potentially dangerous. Some homes and apartments built on the south side of Del Playa Drive, most popular with students due to their direct ocean views, are built on eroding bluffs thirty to sixty feet above the Pacific Ocean. Recent erosion has exposed foundation supports in several of the properties closest to the nearby UC Santa Barbara campus.
As Isla Vista is on the south coast of Santa Barbara County, which has some of the highest housing prices in the United States, the student population shares densely packed housing with a working class Hispanic population. While the main campus is to the east, the community is surrounded on three sides by university property governed by the state Board of Regents.
Isla Vista is home to a student housing cooperative, the Santa Barbara Student Housing Coop, as well as a food cooperative, the Isla Vista Food Co-op.