AUTO INSURANCE

New York, NY

State Farm®

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State Farm Auto Insurance

State Farm helps New York drivers protect what matters most with reliable coverage, personalized service, and a local agent network you can trust.

  • ✓ Liability coverage to help protect you on the road
  • ✓ Collision and comprehensive coverage options
  • ✓ Bundle and save with home and life insurance
  • ✓ Trusted local agents and dedicated claims support

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Auto Insurance Information

Liability Coverage

Helps cover costs if you’re responsible for an accident, including bodily injury and property damage.

Collision & Comprehensive

Helps pay for damage to your vehicle from a collision, theft, vandalism, weather events, and more.

Discounts

You may be able to save with safe driving, multiple policies, good student discounts, and more.

Why It Matters

The right coverage brings peace of mind on New York’s busy roads and helps protect you, your passengers, and your financial future.

Auto Insurance in New York, NY

New York requires drivers to carry minimum liability insurance, and New York's growing population and busy roadways make having the right coverage especially important. State Farm offers a range of options and local expertise to help you find the coverage that fits your needs.

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New York, New York — From Wikipedia

New York
Nicknames: 
Interactive map of New York
New York City
Location within the state of New York
New York City
Location within the United States
Coordinates: 40°42′46″N 74°00′22″W / 40.7128°N 74.0061°W / 40.7128; -74.0061[2]
Country United States
State New York
SettledMay 20, 1624 (402 years ago) (1624-05-20)
Current nameSeptember 8, 1664 (362 years ago) (1664-09-08)
ConsolidatedJanuary 1, 1898 (128 years ago) (1898-01-01)
FounderDutch West India Company
Named forYork, England (in honor of James, the Duke of York)
Constituent counties (boroughs)
Government
 • TypeStrong mayor–council
 • BodyNew York City Council
 • MayorZohran Mamdani (D)
Area
 • Total
472.43 sq mi (1,223.59 km2)
 • Land300.46 sq mi (778.18 km2)
 • Water171.97 sq mi (445.41 km2)
Highest elevation400 ft (122 m)
Lowest elevation
0 ft (0 m)
Population
 (2020)
 • Total
8,804,190
 • Estimate 
(2025)[5]
8,584,629
 • Rank1st in the United States
 • Density29,303/sq mi (11,313.8/km2)
 • Urban19,426,449
 • Urban density5,981/sq mi (2,309.2/km2)
 • Metro20,140,470
DemonymNew Yorker
GDP
 • Total$1.378 trillion (2024)
 • Metro$2.443 trillion (2024) (1st)
Time zoneUTC–5 (EST)
 • Summer (DST)UTC–4 (EDT)
ZIP Codes
100xx–104xx, 11004–05, 111xx–114xx, 116xx
Area codes212/646/332, 718/347/929, 917
FIPS code36-51000
GNIS feature ID975772
Websitenyc.gov

New York, often called New York City (NYC),[b] is the most populous city in the United States. It is located at the southern tip of New York State on New York Harbor, one of the world’s largest natural harbors. The city comprises five boroughs—Manhattan, Brooklyn, Queens, the Bronx, and Staten Island—each being coextensive with its respective county. It is the geographical and demographic center of both the Northeast megalopolis and the New York metropolitan area, the largest metropolitan area in the United States by both population and urban area. New York is a global center of technology,[10] finance,[11][12] commerce, culture, entertainment and media, academics and scientific output,[13] the arts and fashion—and as home to the headquarters of the United Nations, international diplomacy.[c] New York City is known for its fast pace and continuous urban energy.[19][20][21]

With an estimated population of 8,586,038 as of 2026,[22] distributed over 300.46 square miles (778.2 km2), New York is the most densely populated major city in the United States. New York City has more than double the population of Los Angeles, the country’s second-most populous city.[23] More than 20.1 million people live in New York City’s metropolitan statistical area, and approximately 22.5 million people live in its combined statistical area[24], both of which are the largest in the U.S. New York City is one of the world’s most populous megacities.[25] The city and its metropolitan area serve as the premier gateway for legal immigration to the United States. An estimated 800 languages are spoken in New York City,[26][27][28] making it the most linguistically diverse city in the world.[29][30] The New York City metropolitan region is home to the largest foreign-born population of any metropolitan region in the world, numbering approximately 5.9 million people as of 2023.

Manhattan Island was inhabited by Munsee-speaking Lenape around 1624. By then, Dutch colonists had established Fort Amsterdam as a center of trade on the island. This was the first European settlement in what would become New York City. The settlement was named New Amsterdam in 1626 and was chartered as a city in 1653. The city came under English control in 1664 and was temporarily renamed New York after Charles II granted the lands to his brother, the Duke of York, James II,[31] before this name was permanently adopted in 1674. Following independence from the Kingdom of Great Britain, the city was the national capital of the United States from 1785 until 1790.[32] The modern city was formed by the 1898 consolidation of its five boroughs.

Anchored by Wall Street in Manhattan’s Financial District, New York City has been called both the world’s premier financial and fintech center[12][33] and the most economically powerful city in the world.[34] As of 2024, the New York metropolitan area is the largest metropolitan economy in the world, with a gross metropolitan product of over US$2.44 trillion.[35] The New York metropolitan area’s economy is larger than all but nine countries. Despite having a 24/7 rapid transit system, New York also leads the world in urban automobile traffic congestion.[36] The city is home to the world’s two largest stock exchanges by market capitalization of their listed companies: the New York Stock Exchange and Nasdaq. New York City is an established haven for global investors.[37]

As of 2025, New York City is the most expensive city in the world for expatriates[38] and has the highest residential rent costs of any American city;[39] New York County (Manhattan) is by a significant margin the most expensive U.S. county in terms of average home price per square foot[40] and produces the highest U.S. county GDP by both absolute and per capita measures. Fifth Avenue is an ultra-luxury international shopping corridor that is undergoing additional infrastructure investment.[41] Amidst escalating affordability concerns,[42] New York City is home to the highest number of billionaires,[43] individuals of ultra-high net worth (greater than US$30 million),[44] and millionaires of any city in the world by a significant margin.[45]